Last Updated: August 5th, 2015

Payment methods and security


Payment methods
When paying on Etrainer.tv, you can choose one of two payment methods:

1. Payments by an invoice - offers you receive in your "My Finances" module can be payed in a bank or with internet banking.
2. Credit card payments.

Currency
All payments will be effected in Croatian currency. The charged amount on your credit card account is
converted into your local currency according to the exchange rate of credit card associations.

Credit card payments and security
Etrainer.tv uses WSPay payment gateway to charge credit cards.



Input and transfer of credit card data is protected with 256-bit encryption SSL protocol provided by WSpay™ online credit card authorization system. Your credit card authorization and charging are done using WSpay™ system for real-time authorization and charging.



Verified by Visa
Verified by Visa is a program of secure online purchasing at web shops. When verifying the purchase, the customer also verifies his identity to the bank which issued his card using his unique code, similar to when using a token or a card reader in Internet banking.



Verified by Visa services are based and developed on the 3-D Secure™ model, the global standard of verifying customer authenticity in the system of secure Internet transactions, developed as a collaboration of MasterCard Worldwide and Visa International.

The exchange of confidential data (codes, keys, passwords) is done only between the customer and the bank which issued the card, and the web shop has no access to such data. This means that only the customer may use the card for online shopping on web sites which support the Verified by Visa program of secure online purchasing. In order for the customer to be sure he communicates with his bank, the screen will show a personal message with his identification data.

MasterCard® SecureCode™
MasterCard® SecureCode™ is a program of secure online purchasing at web shops. When verifying the purchase, the customer also verifies his identity to the bank which issued his card using his unique code, similar to when using a token or a card reader in Internet banking.



MasterCard® SecureCode™ services are based and developed on the 3-D Secure™ model, the global standard of verifying customer authenticity in the system of secure Internet transactions, developed as a collaboration of MasterCard Worldwide and Visa International.

The exchange of confidential data (codes, keys, passwords) is done only between the customer and the bank which issued the card, and the web shop has no access to such data. This means that only the customer may use the card for online shopping on web sites which support the MasterCard® SecureCode™ program of secure online purchasing. In order for the customer to be sure he is communicating with his bank, the screen will show a personal message with his identification data.

American Express® Online Fraud Protection Guarantee
Shop online with confidence when you pay with the American Express® Card*. We'll stand behind your online purchases just as we do when you purchase items over the phone or in person. So you can make purchases with confidence anywhere on the internet. You can still feel confident using your American Express Card online.



When you use the American Express Card* you will not be held responsible for unauthorised charges online.